After 14 months---including approximately 30 days of our time to answer questions, provide documentation and meeting "experts" hired by the Insurance Company at the Building---our Attorney, Myndee Reedsent a 12 page "Demand for Settlement" letter to Cincinnati Insurance Company's lawyer on August 7, 2010.
Just as our "Demand Letter" letter was being finalized, documentation from Cincinnati was uncovered which acknowledged our "loss amount" to be in excess of what we were demanding. Unbeknownst to Cincinnati, this "smoking gun" immediately changed the focus of the "Demand Letter/Statement of Loss" document. Subsequently on Monday morning, August 10th, our attorney received a "Settlement Acceptance Officer" from Cincinnati's Attorney who they only hired in March of this year (2010).
The Final Settlement Check has arrived, we have commenced re-construction of our home and have a target move in date of April 1---"No Foolin" as our move back-in date. To paraphrase President Ford, "Our long...nightmare is over".